The end of the nightly money dread

Sleep tonight.
Spend tomorrow on purpose.

Happiness isn't a bigger bank account — it's knowing your number. Wage Gauge covers your bills, sets aside your savings, and leaves the rest as money that's actually, guilt-free yours. Open it, see the number, and let your brain finally turn off.

No more mental mathBills already coveredSleep without countingFree core forever
Tonight
11:47 PM
Safe to spend
$284
Bills through payday — covered
Savings slice — set aside
You're clear. Sleep well.

The thoughts that run at 2 a.m.

They're not about money. They're about not knowing. Wage Gauge puts every one of them to bed.

Did that refund already get spent?

Will rent clear on Sunday?

How much can I actually spend tonight?

Is the DoorDash a mistake or fine?

What if the card gets declined again?

One number, one exhale. That's the whole app.

No signup. Just the math.

Find your number in 10 seconds

Money in, bills out. What remains is the only number you get to spend without a second thought.

How you get to calm

Four steps to the number that lets you stop worrying.

1

Add the job

Hourly, salary, gig, campus, internship, aid — whatever pays you.

2

Log the hours that matter

Shifts, tips, overtime, days off. Or let the calendar hold it.

3

Split the lump the night it lands

Bills, savings, and what-is-mine get filled first. No deliberation.

4

Read one number — and relax

Safe to spend until the next check. That's the only number your brain needs.

Core tracking and lump-sum splitting stay free forever. You can stay manual, stay calm, stay broke no longer.

The habit your money deserves

Three seconds, every day. That's the whole loop.

Open it

One tap. No maze, no menu diving.

See your number

The one figure that matters — safe to spend, right now.

Close it

Brain off. The math is already done.

Your number changes every day — it grows after a shift, shrinks after a bill. That small daily pull is the dopamine. Checking becomes a habit you keep, because it always pays off in certainty.

What calm looks like, in features

Each one removes a reason to worry. Together, they hand you back your evenings.

Live earnings

Watch the shift pay itself in real time — the quiet thrill of seeing it add up.

Safe-to-spend

The only number that matters at 9 p.m. on a Thursday. Everything else is handled.

Lump sum allocator

Pell, scholarships, refunds, bonuses — split on arrival, before temptation.

Bills + pay links (Pro)

One tap jumps you to your bank or card site so the Wi-Fi bill is paid before exam week eats your brain.

Aid & loans

Treat refunds and disbursements as money with a job — not surprise cash to blow.

Surplus → future (Premium)

What is left after the split can flow to savings, stocks, crypto, gold — marked when you actually move it.

Widgets + dark mode

Glance the number without opening a maze. Designed for the 11 p.m. check-in.

Built-in lump sum allocator — for Pell, scholarships & aid

When the refund lands, the worry leaves with it.

A big deposit arrives as one number, but your life isn't one number. The allocator splits it into tuition, bills, food, and what's genuinely safe to spend the day it hits — so that "I shouldn't have" feeling never gets a chance to start.

Example deposit$3,200 Pell refund
1

Name the source

Pell, scholarship, work-study refund, bonus, tax refund, other.

2

Assign must-pays first

Tuition balance, rent, books, phone, existing bills, loan slice.

3

Set a food / transit float

For the weeks until the next check or next disbursement.

4

Park a savings slice

If you want one — even $50 counts toward peace of mind.

5

Whatever remains is safe-to-spend

That tag is what you live on. The rest is already spoken for — so it stops haunting you.

Works for any lump: Pell, state grant, private scholarship, housing credit, tax refund, internship signing bonus, one fat summer paycheck.

Recurring aid calendars: preset the split for August / January so you are not reinventing it at 1 a.m.

No bank link required. Type the amount. Split it. Done.

After the split, the dashboard treats allocated money as claimed — so "balance" and "safe to spend" stop being the same lie.

Whatever your money looks like, peace looks the same

Different pay, same relief: you always know what's claimed and what's yours.

Pell / scholarship refund

$2,800 lands → Tuition $1,200 · Rent $750 · Books $300 · Bills $200 · Safe to spend $350. The split is done before you can talk yourself into takeout.

Campus job

Dining-hall and work-study hours add up live — you see the week's total the moment you clock out, not when payroll finally catches up.

Gig + tips

Every trip and tip logged per shift, overtime and double-time counted in. Friday-you already knows what landed.

Internship

Salary or stipend split across the months it has to last. Mark a signing bonus as a lump and allocate it once.

Bill pay alert

Tells you the moment you have earned enough to cover a bill — no more guessing if it is safe to pay, no more overdraft surprises.

Summer lump paycheck

One fat summer check treated like a grant: rent, gas, a food float, a savings slice, then what's safe to spend.

What calm sounds like

Real students, same ending: the number changed everything.

"I finally slept. I knew rent was covered and the rest was mine."

— student user

"The refund stopped feeling like "free money." It got a job."

— student user

"Friday night I knew my number. That was new."

— student user

"No more mental math in the checkout line. Just the number."

— student user

Early product. Built for students who get one big deposit and a hundred small decisions.

Peace is free. Power is a coffee a month.

Start free the week the grant hits. Upgrade only when the paycheck gets more complicated — never on day one.

Free

$0forever

Track everything, pay nothing

  • Real-time wage tracking
  • Jobs, shifts, tips, overtime
  • Bills
  • Lump-sum allocator
  • Simple budgets
  • Projections
  • Dark mode
  • Widgets
  • Bill-ready alerts — push & email when you've earned enough to pay
Start free

Pro

$4.99/mo
Power Play

Bill pay links & balance tracking

Charge every bill to your card to stack rewards & keep cash longer, then pay the card from your bank on payday.

  • Everything in Free
  • Track your bank balance — enter & update it manually (no Plaid)
  • Track credit cards to manage rewards & spending
  • P2P Payment Apps — Zelle, Venmo, Cash App, PayPal & 20+ more
  • One-tap links take you to your bank or card site to pay
  • Email notification when a bill is ready to pay
  • Audible chime alert when earnings hit a bill threshold
Get Pro

Premium

Best value
$9.99/mo

Put your surplus to work

  • Everything in Free
  • Surplus calculator — see exactly what's left after all bills
  • Investment tracker — links to your favorite investing tools for Crypto, Stocks, Gold & Silver
  • Mark investments as done to track what you've actually deployed
  • Budget Overview — full income vs. expense breakdown by category
  • Savings allocator — set aside a portion of your surplus for savings
  • Track your savings account balance — enter & update it manually (no Plaid)
Go Premium

FAQ

Stop counting in your head.
Sleep tonight.

Two minutes to add a job or a refund. Then you always know what's safe — and the 2 a.m. math finally stops.

Find your number — open Wage Gauge